Surviving on a VISTA budget

I recently brought up the experience of life on food stamps and thought about the other ways the meager VISTA stipend has encouraged me to change my habits. In case any other aspiring VISTA happen upon this, I'll share what I've gained this year to save a couple of bucks and gain a lot of experience.

1. Make your own cleaners.
There are a bajillion different recipes online. That's a literal number. I counted. Like here. Or here. Or here! If you notice there are many reoccurring ingredients, so basically, you can make a BUNCH of different cleaners, with only a few different things. Some of those ingredients are food stamp items (vinegar, baking soda, lemon juice, etc), so that saves you a little cash too. As an added bonus, they are less harmful to the environment and any little ones or animals that may be in the vicinity. If you're really an overachiever, you can even try a DIY Swiffer.

Yes. I did make this. It's fabulous. But I put mine on a paint stirrer instead because I didn't want to have to buy a handle. 

2. Use Freecycle.org.
People are getting rid of stuff and they want to give it away. Some of it's junk, but when you get that rare gem you know it was worth sifting through the dirt.

3. Trade with friends
Let's say your a crafty individual. You can sew, patch, or whatever. You have a friend who is handy with cars, but walks around with missing buttons and hole-y clothes because they don't know what else to do. You replace the buttons and repair the rips in an appropriate number of items, they change the oil in you car. It cost you a little time, but saves you both a nice chunk of change.

4. Thrift.
This sounds obvious, but it's important to remember. Especially when you only have  to live somewhere for a year but you have to furnish an apartment, or stock a kitchen, or whatever. I went to the dollar store and thought I was so smart for buying a bunch of kitchen stuff for a dollar a piece... until I got the the thrift store and noticed way nicer stuff on sale for 10 cents a piece. Lesson learned.

You can brave the sea of stuff. 

5. Utilize the dollar store.
I know this clashes a bit with my previous statement, but there are somethings you just don't want to buy used so the dollar store is a good alternative. I am particularly fond of the office supply section.

6. Make it fresh.
It's tempting to go to the frozen food section and load up on a bunch of hot pockets and frozen pizzas. But a person can only take so much before they start feeling like a walking tv dinner. I've learned throughout the year that, like cleaners, it's way easier to keep some basic pantry ingredients around an make your basic food items. You'll be more inclined to experiment, plus your stomach will thank you for saving it from the preservative monsters.

You can do it! I believe in you! 

7. Borrow
Usually a VISTA is only going to be in one place for a year and then they pack up and head back wherever it is they came from, or off into the wild unknown. You don't need to acquire a bunch of stuff to get by and you definitely don't need to pay for it. Ask your coworkers if they have any extra stuff you can borrow, like an old vacuum cleaner they don't use very often any more, or an extra piece of furniture they've been storing in an unused room. My supervisor posted that her VISTA needed a bed for a year. Within a few hours, an awesome super comfy and sturdy bed was delivered to my little apartment. Not everyone may be that lucky, but obviously it doesn't hurt to ask. Along those same lines, share with other VISTAs. If they are an avid baker but you only need one cookie sheet this one time for this one treat... you see where I'm goin' with this.

8. Walk, bike, or use public transportation
Public transportation can be a little tough in Montana, since there really isn't any unless you're in some of the bigger towns, but most of the smaller towns have everything easily within walking distance. Heck, use it as an excuse to dust off those rad purple roller blades that were all the rage back in the day (What's that? I'm the only one waiting for roller blading to make a come back? I see...) Whatever your preferred method, avoid using your car as much as possible. You'll save on gas, plus with your new fresh eating habits you might just become a lean, mean, VISTA machine.

You know you thought these were the coolest thing ever. Because they are. 

I'm sure you're thinking to yourself These are mostly common sense suggestions. But you'd be surprised how easy it is to forget about these types of things when suddenly you are forced to be more careful about your budget and spending habits. It's easy to get in to a financial panic of some sorts and deny yourself what you need because you don't think you can afford them. It's not an easy budget to keep. But it's definitely manageable, and will help you keep budgets and utilize frugal habits long after your year of service.

On Food Stamps

I wrote this a while ago and didn't realize I saved it instead of published it... Oops!

As VISTAs, we're recommended to apply for SNAP (Supplemental Nutrition Assistance Program, more commonly refered to as food stamps) before we enter our service year. That's just part of the experience of a VISTA's poverty level salary. At first, I wasn't going to do it because I didn't really think I would need it, but my ever wise Mother mentioned that maybe it was less about the funds of SNAP and more about the process of applying for them, receiving them, and using them for groceries. I knew she was right, so I went ahead and applied.

Man am I glad I did! The amount given to me every month makes it possible for me to continue paying the bills that I still have from college. And mind you, these are not frill bills either. We're talking basic cell phone, car, power, rent... the only bill I have that I could probably live without is internet, but I don't have cable/tv of any kind so I figured that would be my substitute (and I also worked with the company to get a really good deal this year). Those are just bills. That doesn't cover other expenses, like gas. As I'm sure you can imagine, the roughly $800 a month VISTA stipend goes pretty quick.

But then there's SNAP. Ooohhhhh SNAP. How lovely you are. You allow me to buy fruit and veggies and whole grains instead of ramen noodles and preservative-filled artificial imitation food products. I now see why programs like this are so important, and how they can really make a potential difference for struggling families. Of course there are restrictions (no hot prepared food, no alcohol, and no paper goods) but overall, the benefits from SNAP are easy to feel.

I had some extra SNAP funds around Christmas time so I made cookie plates for all of my coworkers and neighbors. Otherwise, I wouldn't have been able to afford to do anything special for them.

Paying with SNAP has become MUCH less noticeable than traditional food stamps. Where before there was a book of literal stamps that needed to be torn out to pay for groceries, that could be lost or misplaced, or whathaveyou, now it is a small discrete card that is automatically refilled when the new month begins. No one but you and the cashier has to now you are paying with SNAP. Pretty sweet right?

Accept for it's really easy to spot when someone is treating you differently because you are paying with SNAP. I usually go grocery shopping after work. I'm well-dressed since I work in an office, and Ethel is along as my trusty stead. To the naked eye, I am not what people normally think of when imagining someone on public assistance. Also I smile a lot, which is always confusing to people no matter what the situation. I get up to the counter with my cart full of whatever. I chat up the cashier (I'm one of those people) and when it's time for me to pay I swipe my card. Except the cashier has to enter a code, so I have to make sure I flash them my card before I swipe it. More than one time, I have witnessed a person completely change from pre to post card reveal. Sometimes they become quiet or get a little less reciprocally chatty. Sometimes they straight up give me the face. Maybe not all grocery stores require a code, but ours does. Or the other one in town is much smaller and the cashier actually has to swipe the card for me. One time, a cashier was flirting with me hardcore until he saw my plastic badge of government assistance. **Note to self, try to scare creepers away with SNAP card**

The point is, I don't think any of these cashiers had that reaction on purpose but it seemed almost involuntary. I'm not sensitive about it, because I know this is part of my year of experience and that after I finish serving as a VISTA, I won't need them. But I'm sure to those barely squeaking by, any little sideways glance could make them really self-conscious. It might even be enough to prevent people from using them who really need them.

And I'm one of the lucky ones who have wonderful people working in the public assistance office. They are always super friendly, and extremely helpful. Even before I worked in the same building as them, they went out of their way to make sure I was set up before I arrived in Montana. Some VISTAs have had nothing but trouble with their public assistance workers, making the experience all the more embarrassing and potentially humiliating.

I make a lot of jokes about my groceries being "courtesy of the taxpayers" but the truth is, I have no idea how I would've been able to stay afloat without using SNAP. We have a stigma as a culture believing that the use of public assistance means a weakness. I believe a misuse or manipulation of the system is weakness, but using resources available to you to get ahead is smart. If you need them, or think you might qualify, don't feel the need to choose between pride and groceries.

Do you have any experiences with SNAP or food stamps? Did it bother you to have to be on them? Did you ever refuse to allow yourself to utilize this program because you thought it was for a different type of person? I'm curious to know...